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Indian vs US Central Banks

Indian vs US Central Banks – Key Differences Explained Simply Confused between RBI and the Federal Reserve? Here's a simple comparison of the Indian and US central banks for beginners. Introduction When it comes to managing a country’s economy, central banks play a key role. India has the Reserve Bank of India (RBI) , and the United States has the Federal Reserve (Fed) . But what exactly do they do? And how are they different? Let’s break it down in a simple and easy way. 1. Full Form & Establishment RBI (India): Reserve Bank of India – Established in 1935. Fed (US): Federal Reserve System – Established in 1913. 2. Main Objective RBI: Focus on price stability , economic growth , and financial inclusion . Fed: Has a dual mandate – keep inflation stable and ensure maximum employment . 3. Structure RBI: Centralized structure, governed by a board appointed by the Government of India. Fed: Decentralized with 12 regional Federal Reserve Bank...
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How the Federal Reserve Works | Explained Simply for Beginners (2025)

Meta Description (Search Description in Blogger): Learn how the Federal Reserve (the U.S. central bank) works, its functions like controlling interest rates and managing the money supply, explained in simple terms for beginners. Introduction Have you ever wondered who controls the U.S. dollar or who decides the interest rates? That’s the job of the Federal Reserve, the central bank of the United States. Known simply as “the Fed,” it plays a massive role in both the American and global economy. In this post, we’ll explain how the Federal Reserve works in a simple, beginner-friendly way. What Is the Federal Reserve? The Federal Reserve was created in 1913 to stabilize the American financial system. It acts as the central bank of the USA, and its job is to keep the economy healthy and balanced. It’s made up of: Board of Governors (in Washington, D.C.) 12 Regional Federal Reserve Banks (located in major cities) Federal Open Market Committee (FOMC) Key Functions of the Federal Reserve 1. Co...

What is the USA Financial System? A Simple Guide for Beginners (2025)

  Introductions :     If you're interested in finance, understanding the USA financial system is essential. As the world's largest economy, the US financial structure significantly impacts global markets. In this blog, we’ll break down how the USA financial system works in simple terms.   1. The Federal Reserve System (The Fed):       The Federal Reserve, or "Fed," is the central banking system of the United States. It controls the entire monetary policy of the country. ° Key functions of the Fed: ° Controlling interest rates ° Regulating currency supply ° Supervising banks ° Ensuring economic stability 2. Banks and Credit Institutions :      The USA has thousands of commercial banks such as JP Morgan Chase, Bank of America, Wells Fargo, etc. • These banks: • Provide loans (for homes, businesses, education) • Manage savings and checking accounts • Offer credit card services 3. Stock Market: * The USA has two major stock exchanges: * NYSE...